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Inbound Student Health Insurance
1) Purpose of overseas student insurance is to compensate for causing financial trouble relating to an accident or illness while staying in Korea.
2) Overseas student insurance guarantees an accident or illness while studying in Korea.
In Korea, medical insurance fee is expensive and medical level is high, so people need powerful student insurance to be guaranteed proper compensation for any area and occasion

Insurance Table

( Currency:KRW)

PLAN B1 B2 B3 B4 B5 B6(15세미만) B7(71세이상)
보 상 한 도 상 해 상해사망 30,000만원  20,000만원  10,000만원  10,000만원  10,000만원  0만원  5,000만원 
상해후유장해 30,000만원  20,000만원  10,000만원  10,000만원  10,000만원  10,000만원  5,000만원 
해외치료실비 3,000만원  2,000만원  1,000만원  500만원  300만원  300만원  200만원 
국내입원치료 2,000만원  1,000만원  500만원  500만원  500만원  500만원  500만원 
국내외래치료 15만원  15만원  10만원  10만원  10만원  10만원  10만원 
국내처방조제 5만원  5만원  5만원  5만원  5만원  5만원  5만원 
질 병 질병사망 3,000만원  3,000만원  2,000만원  1,500만원  1,000만원  0만원  0만원 
해외치료실비 3,000만원  2,000만원  1,000만원  500만원  300만원  300만원  200만원 
국내입원치료 2,000만원  1,000만원  500만원  500만원  500만원  500만원  500만원 
국내외래치료 15만원  15만원  10만원  10만원  10만원  10만원  10만원 
국내처방조제 5만원  5만원  5만원  5만원  5만원  5만원  5만원 
특 별 비 용 1,000만원  1,000만원  1,000만원  500만원  500만원  500만원  300만원 
배상책임(면책금액1만원) 3,000만원  2,000만원  1,000만원  1,000만원  1,000만원  1,000만원  500만원 
휴대품손해(면책금액1만원) 100만원  100만원  50만원  40만원  30만원  30만원  20만원 
항공기납치 140만원  140만원  140만원  140만원  140만원  140만원  140만원 

*Premium depends on sex and age

The explanation of coverage

Accident Death & Disability

If the insured(insured person) dies as a direct result of a physical injury inflicated on the body by a sudden accident. The coverage amount will be paid of accidental death.
If the insured(insured person) comes to the state of disability based on the Table of classification of Disability. The coverage amount will be paid of payment rate.

Accident medical expense (Hospitalization)

If an insured is hospitalized for injury and receives treatments in a hospital, 90% of the total amount of the c-payment and non-covered benefits (excluding a difference from upper-level room rates) will be reimbursed among the care benefits stipulated by the National Health Insurance Act.

Accident medical expense (Outpatient)

If an insured receives treatments provided by a national medical center for the injury that occurred while traveling overseas, which does not require an overnight stay in hospital, the amount after subtracting any deductible from the total sum of co-payment and non-covered benefits will be reimbursed per visit (visits are limited to 180 each year effective on the contract date)
-Deductibles: 10,000 won (medical practitioner), 15,000 won (hospital), and 20,000 won (specialized general medical centers)

Accident medical expense (Prescription)

If an insured visits a national medical center and receives prescriptions for the injury that occurred while traveling overseas, the amount after deducting 8,000 won from the total sum of co-payment and non-covered benefits will be reimbursed per prescription

 

Sickness medical expense (Hospitalization)

If an insured is hospitalized for a sickness and receives treatments in a hospital, 90% of the total amount of the c-payment and non-covered benefits (excluding a difference from upper-level room rates) will be reimbursed among the care benefits stipulated by the National Health Insurance Act.

Sickness medical expense (Outpatient)

If an insured receives treatments provided by a national medical center for a sickness, which does not require an overnight stay in hospital, the amount after subtracting the deductible of each item from the total sum of co-payment and non-covered benefits stipulated by the National Health Insurance Act will be reimbursed per visit not exceeding the limit of the amount of insurance.
-Deductibles: 10,000 won (medical practitioner), 15,000 won (hospital), and 20,000 won (specialized general medical centers)

Sickness medical expense (Prescription)

If an insured visits a national medical center and receives prescriptions for the sickness that occurred while traveling overseas, the amount after deducting 8,000 won from the total sum of co-payment and non-covered benefits will be reimbursed per prescription

Damages Not coverage

Intention of the policyholder or the insured / Self-injury, suicide, suicide attempt, criminal offense, or act of violence of the insured (However, insurance money shall be paid in the case of self-defense as defined under the Criminal Act and/or emergency evacuation)/ Disease of the insured/ Psychosomatic disorder or mental disease of the insured. / Pregnancy of the insured, birth (including caesarian operation), abortion, surgery, and other medical disposition.

Insurance claim information

Once you visit a nearby hospital, receive an examination, and pay your bill, you are required to present a receipt and your medical certificate to report an insurance claim at the Claim Center.

Required Documents for Insurance Claim:
1)Insurance Policy 2)Insurance Claim Form (Company specified forms) 3)Medical Certificate or Medical Report
4)Payment Receipt
  5)Copy of Passport  6)Copy of Claimant’s Bank Statement  

Prepare the above documents and send them by fax at:0505-181-4861 (Processing time: approximately 7~10 days)

 

Contact Us : Tel : 02-587-2030